Zenprexi™ Bio-Risk scores worker physiological readiness — the missing layer between vehicle telematics and ergonomic telemetry — turning continuous biometric signals into a readiness band that carriers can underwrite and platforms can act on in real time. The number itself is never shared with an employer, a platform, or a carrier.
A complete operator-state picture has three components. The industry has mature instrumentation for two of them. The third — physiological readiness during the work period — has been structurally invisible to underwriting and dispatch decisions until now.
Speed, braking, cornering, lane discipline. Captured at the vehicle. Mature ecosystem; carriers have integrated this for over a decade.
Posture, lift mechanics, repetitive-motion patterns. Captured by wearables and video. Established loss-control category, especially in workers’ compensation.
Continuous fusion of five signals — heart-rate variability, cardiovascular load, movement quality, sleep debt, and a proprietary biomathematical fatigue accumulation model — computed on the worker’s phone and resolved into a banded readiness state.
Every existing safety system asks: is this person likely to fail? Zenprexi™ Bio-Risk asks two questions in parallel — likelihood and certainty — and only intervenes when both clear threshold. That dual-score architecture is disclosed in U.S. Patent Application 19/866,047 and is on our roadmap. Today’s pilot delivers the readiness band, its confidence, and the data-quality state behind it.
A continuous likelihood estimate drawn from static and contextual factors — environmental conditions, task characteristics, time-on-task, and equipment context, among other inputs.⁴
The readiness score itself — a continuous physiological measure computed on the worker’s phone from five signals, where a higher value means a more ready worker. The number is never shared; only the band is.⁵
The two scores are evaluated together rather than in isolation, and a third input — the data-quality state of the underlying telemetry — governs how far the system is willing to escalate. The system produces three categories of response — from passive monitoring, to a supervisor-facing data-verification request, to a Direct Intervention PANT™ reaching the operator — calibrated so that the strongest action requires the strongest combined evidence.
The design goal is a system that escalates carefully. Low-confidence signals are verified before anything reaches the operator, and supervisor attention is reserved for events the platform is confident enough to stand behind.
The readiness engine produces a subject-authorized, time-bounded credential. Workers opt in. Platforms see a banded operational signal — Ready, Caution, or Elevated. Insurance carriers see only totals for groups of five or more workers — never a worker by name, never today’s status. No employer, platform, or carrier ever sees raw biometrics or a numeric score.
The credential is voluntary and the worker can pause or withdraw sharing at any time. Changes apply within fifteen minutes.
Platform partners receive Ready / Caution / Elevated readiness states, never numeric scores and never raw HRV. The banding architecture is disclosed in U.S. Application 19/866,047.
Verification is recalculated through the work period — not a static record. Automatic expiry of a stale credential is on our roadmap.
Designed so a credential earned on one partner platform travels with the worker — a credentialed workforce model, not a single-platform feature.
The privacy guarantees are structural: raw readings never leave the worker’s phone, the phone sends Zenprexi only the readiness value and data-quality information needed to set the band, and organizations receive banded operational signals — never a number or continuous data. Each tier is disclosed in U.S. Application 19/866,047.
Heart-rate variability, heart rate and accelerometer data are processed on the worker’s phone. Only the computed readiness value and data-quality information are transmitted.
Nothing reaches an organization without the worker’s authorization, and the worker can withdraw it at any time.
Platform partners receive Ready / Caution / Elevated operational signals. Neither platforms nor carriers see a numeric score or underlying biometric values.
The IP estate is the defensibility story. Each provisional covers a distinct architectural layer — the engine, the privacy hierarchy, the banded disclosure framework, and the multi-signal fusion subsystems. The non-provisional application filed in November 2026 consolidates all four and claims priority to each.
Extensive enterprise sales and business development. Built the demonstration system. Strategy, fundraising, partnership relationships.
20+ years risk intelligence and technology delivery. Founded profitable government contracting firm. Operational discipline for regulated environments. Executed employment agreement.
25+ years enterprise IT. Scales MVP to production. Engineering leadership and enterprise security. Executed employment agreement.
IBM PC co-inventor. 45+ U.S. patents. National Inventors Hall of Fame. Provides IP strategy, technical validation, and enterprise architecture guidance. Executed advisor agreement with equity.
Insurance industry veteran with deep expertise in the captive insurance market. Holds the CRIS (Construction Risk and Insurance Specialist) designation. Advises on insurance industry strategy, alternative risk transfer structures, and go-to-market positioning for the carrier segment. Executed advisor agreement with equity.
Deployment partners and investors enter through different doors. Either path starts with a 30-minute discovery conversation.
mpeck@zenprexi.com · Charlotte, NC
We respond within one business day. Tell us a bit about who you are and we’ll route the conversation to the right person.
We’ll respond within one business day. If your inquiry is time-sensitive, you can also reach Michael directly at mpeck@zenprexi.com.
Zenprexi, Inc. (“Zenprexi,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit zenprexi.com or otherwise interact with us.
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The Zenprexi™ Bio-Risk platform is separate from this website. Raw biometric readings from the wearable stay on the worker’s phone. The phone computes readiness and sends Zenprexi only the readiness value and the data-quality information needed to set the worker’s band. Organizations the worker authorizes receive only the band, a verified status and a data-quality state — never a numeric score or raw biometric data. The worker can withdraw authorization at any time.
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Zenprexi, Inc.
Charlotte, NC
mpeck@zenprexi.com
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Zenprexi, Inc.
Charlotte, NC
mpeck@zenprexi.com